Asset Based Lending:

Coldesina Capital provides a range of innovative, cost effective and full service solutions to our client’s through Asset Based Lending.

• We can customize a program to help you finance the growth of your business without creating any debt. We have the ability to fund your growth from an accounts receivable line of credit which will allow you to use your assets as collateral for quick access for working capital.

Benefits of Accounts Receivable Financing:

• Can gain immediate access to capital
• Frees up resources allowing you to focus on the things that you do best “run your company”
• Supply of steady source of working capital
• Spend time building your business instead of allocating time on non productive areas.
• Our AR Financing product is based on a borrowing base certificate
• Eliminate your billing cycles and hassle of collection calls to your customers.
• Finance as much or as little as you need, with our program you are in complete control.

Our Asset Based Lending product possesses some of the most attractive features and benefits in the industry today.

Transaction size: $200K - $25M

Business Credit Type – Revolving Line of Credit

Advance Formula – Advance Rates up to 85% on eligible Accounts Receivable

50% advance rate on inventory

Audits – Audits are required on all Asset Based Lending Programs

Is foreign A/R eligible?

Yes, advance rates up to 70%

Accounts Receivable Financing:

Our AR Financing product allows your company to access the capital it needs immediately to smooth out its cash flow cycles.

Whether its to meet ongoing payroll needs or to purchase the raw material necessary to manufacture products, client’s now have daily access to a source of capital they depend on.

Through our Accounts Receivable Financing program clients can:

• Take advantage of vender discounts
• Replace higher cost factoring fees
• Develop a continuous source of working capital
• Increase sales through credit extensions
• Receiver a larger lone of credit than available traditional sources
• Purchase more inventory

Transaction Size - 25K a month in AR to $10M

Term of Contract– Month to month to 24 months

Inventory – advances up to 30%

Length in Business – Start ups to tenured companies

Collateral – Domestic AR & Foreign AR, advances up to 70%